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What are 'Hi Mum' scams and how do they work?
'Hi Mum' scams are a type of fraud where scammers impersonate a family member, typically through text messages, asking for money. The messages often create a sense of urgency, pressuring the recipient to act quickly without verifying the request. Between 2023 and 2025, these scams have led to significant financial losses in the UK, totaling £226,744.
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How can people protect themselves from these types of scams?
To protect yourself from 'Hi Mum' scams, always verify unexpected requests for money. Contact your loved ones directly using known phone numbers instead of replying to the message. Additionally, be cautious of messages that create a sense of urgency or pressure you to act quickly. The introduction of the 159 service also aims to enhance consumer protection against such scams.
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What trends are emerging in fraud tactics in the UK?
Fraud tactics in the UK are evolving rapidly, with scammers increasingly using AI technology to make their impersonations more convincing. Experts warn that these scams are becoming more sophisticated, utilizing psychological tactics to manipulate victims into making hasty decisions. This trend highlights the need for increased awareness and vigilance among potential victims.
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What should I do if I fall victim to a 'Hi Mum' scam?
If you believe you've fallen victim to a 'Hi Mum' scam, it's important to act quickly. Contact your bank immediately to report the fraud and potentially recover lost funds. Additionally, report the scam to Action Fraud, the UK's national fraud reporting center, to help authorities track and combat these scams.
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Are there any resources available for scam prevention?
Yes, there are several resources available for scam prevention. Organizations like Action Fraud provide information on recognizing and reporting scams. Additionally, banks often have dedicated fraud prevention teams that can offer advice and support. Utilizing these resources can help you stay informed and better protect yourself from scams.