What's happened
The federal government has temporarily resumed some operations to support health insurance enrollment during the ongoing shutdown and political deadlock over COVID-era subsidies. Despite rising premiums and reduced federal assistance, enrollment remains open, with deadlines approaching and uncertainty over subsidy extensions affecting millions of Americans' coverage options for 2026.
What's behind the headline?
The shutdown exposes the fragility of the US healthcare system's reliance on political consensus for affordability measures. While premiums are projected to rise by around 20%, the expiration of enhanced tax credits could cause some coverage costs to more than double for certain enrollees. The decision to partially restore CMS staff indicates recognition of the importance of enrollment support, but persistent funding cuts for navigator programs highlight systemic vulnerabilities. The political deadlock prioritizes fiscal debates over immediate healthcare needs, risking increased uninsured rates and financial strain on consumers. The next few months will determine whether Congress extends the subsidies, which would stabilize costs, or if the current impasse leads to further coverage disruptions, especially for low-income Americans.
What the papers say
The New York Times emphasizes the political standoff delaying subsidy extensions, highlighting the potential for increased premiums and coverage gaps. The NY Post criticizes the shutdown's impact on federal operations, noting CMS's limited staff return and the ongoing debate over affordability. Both sources agree that the political deadlock is complicating enrollment and could have lasting effects on millions of Americans' healthcare access, with the NY Post pointing out that taxpayers still cover over 90% of premiums even without the expanded subsidies. The articles collectively underscore the urgency of resolving the deadlock to prevent further deterioration of healthcare affordability and access.
How we got here
The current enrollment period coincides with a government shutdown caused by partisan disagreements over extending enhanced COVID-era tax credits. These subsidies, which have helped reduce coverage costs since 2021, are set to expire unless Congress acts. The shutdown has led to reduced federal support for enrollment assistance programs, increasing challenges for consumers, especially first-time shoppers, amid rising premiums and political uncertainty.
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Common question
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What’s Happening with US Health Insurance Open Enrollment?
The US health insurance open enrollment season has started, but this year it's facing unprecedented challenges. Political deadlock, government shutdowns, and rising premiums are making it harder for Americans to secure affordable coverage for 2026. If you're wondering how these issues affect your health coverage options, you're in the right place. Below, we answer the most common questions about this year's open enrollment and what you can expect.
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How Does the US Government Shutdown Affect Healthcare and Legal Battles?
The ongoing US government shutdown and political deadlock are impacting many areas, including health insurance enrollment and legal cases over abortion telemedicine. Curious about how these issues affect you? Below are the key questions and answers to help you understand the current situation and what it means for Americans needing healthcare or involved in legal disputes.
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Can I Still Enroll in Health Insurance During the Government Shutdown?
With the ongoing government shutdown, many Americans are wondering if they can still sign up for health insurance and what changes might affect their coverage options. Despite political deadlock, enrollment remains open, but deadlines and subsidies are uncertain. Below, we answer common questions about health coverage during this period and what you need to know for 2026.
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How Do Political Deadlocks Impact US Government Services Like Health and Elections?
Political deadlocks in Washington can have widespread effects on everyday life, from healthcare to voting. When Congress can't agree on budgets or policies, essential government services often face disruptions. Curious how these political standoffs affect your health coverage or election process? Keep reading to find out what happens during government shutdowns and political impasses, and what you can do about it.
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