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UK regulators are expanding Buy Now, Pay Later oversight. From July 15, BNPL providers must be authorised by the FCA, undergo affordability checks, and offer clearer information and complaint routes. The changes aim to protect consumers while preserving access to flexible payments.
The prime minister has accelerated plans to make subscription cancellations easier and to curb deceptive discounts as part of a wider cost‑of‑living package. The government is bringing these changes forward to January 2027 and is planning consultations on banning misleading “was” prices.
Rightmove data shows a 104% rise in searches for homes with air conditioning as the UK endures record heat. Buyers are weighing comfort and energy costs, with expert comment on how climate drives property choices and the market remains subdued in overall activity.
The government has launched a programme to help households find trusted tradespeople, protect their funds, and curb rogue builders. Starting September, registered firms will meet a code for service, transparency and disputes. A milestone-based payment system will release funds as work progresses. Independent oversight will also govern private bailiffs amid concerns over enforcement practices.
Investigations show defects in new homes and scams in repairs, prompting calls for independent checks, stronger warranties, and a trusted trader app to protect homeowners as more cases reveal systemic failures in the housing market.