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The SAVE income-driven repayment plan has ended and servicers have begun notifying roughly 7–7.5 million borrowers that they have 90 days from their notice to choose a replacement. New Department of Education rules that took effect on July 1 have created a Repayment Assistance Plan and a Tiered Standard plan, tightened graduate and Parent PLUS borrowing caps, and added a temporary autopay interest discount.
Travelers are adjusting to higher costs as global tensions shape travel patterns. Data show Americans and others favor road trips, domestic stays and budget options over long-haul, international travel this summer.
A global look at paid time off shows most countries guarantee some leave by law, but the U.S. stands apart, treating it as a voluntary benefit. Top earners in the U.S. still enjoy paid time off at lower rates than peers in other economies, while debates over policy and AI-era work norms shape future protections.
UK regulators are expanding Buy Now, Pay Later oversight. From July 15, BNPL providers must be authorised by the FCA, undergo affordability checks, and offer clearer information and complaint routes. The changes aim to protect consumers while preserving access to flexible payments.
A trio of analyses shows consumers increasingly consider debt consolidation and 0% intro offers to manage high credit card rates. Experts weigh benefits and risks of personal loans, stoozing and other strategies, while ongoing rate trends shape budgeting choices.
A wave of reports shows Americans face rising costs that squeeze retirement plans. Younger workers prioritize vacations or other expenses, while older savers worry about outliving funds. Across outlets, experts urge early, consistent saving as costs outpace wages.
The Social Security system faces a potential funding shortfall by 2032, risking up to a 22% cut to monthly benefits. Lawmakers are weighing options, including removing the income cap on contributions. Current payments are issued on a staggered schedule by birth dates, with SSI recipients on a separate timeline.