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State governments are expanding loan offerings as federal student-loan limits tighten. Rates vary by state and program, with debate over whether these are close substitutes for federal loans. Advocates warn borrowers should weigh trade-offs and risks before assuming equivalence.
Federal agencies and state officials have reported coordinated cyberattacks that have targeted internet-connected controllers at water and wastewater utilities in at least a dozen states since late July. Operators have had passwords changed and been locked out, forcing many plants to revert to manual control; officials say drinking water remains broadly safe while investigations continue.