On October 30, 2025, the U.S. Department of Education finalized a rule restricting the Public Service Loan Forgiveness (PSLF) program, effective July 1, 2026. The rule narrows qualifying employers by excluding those engaged in activities deemed illegal by the administration, such as supporting undocumented immigration or providing gender-affirming care to minors. Multiple lawsuits have been filed challenging the rule as politically motivated and unlawful.