Spanish multinational financial services company
Savers now have access to higher rates as banks, neobanks and other providers compete. The latest data show easy-access accounts paying up to 5% and fixed-term bonds near 5% as inflation remains around 3%. Readers are urged to compare products and move money where rates outrun inflation.
First-time buyers gain access to cheaper, higher-LTV mortgages as lenders experiment with low-deposit deals. Metro Bank joins Lloyds, Santander, Skipton and Yorkshire in offering near-100% loan-to-value products, with joint borrower options enabling larger borrowing.