UK public body that administers student loans
The UK faces continuing questions over tuition fees and loan repayment terms as England, Wales, Scotland and Northern Ireland set different rules. Latest data show fees rising in England, while Scotland largely funds tuition for most students. Maintenance loans remain means-tested and are increasingly inflation-linked, with future repayments tied to earnings.
The government has reviewed the student finance system after MPs warned that plan 2 loans were mis-sold. Ministers say they are improving guidance and may adjust rules in the future, while keeping repayment terms under regular review.