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Defaults among federal student loan borrowers have surged after the pause ended, with around 9.5 million in default and more facing higher payments as the government ends the SAVE plan. The government has shifted repayment options and tightened relief, raising concerns about financial strain.
Schools and families have been preparing for the new term while arguing over how to support pupils' mental health. Local NHS and charity services are offering practical tips for first-day anxiety, researchers have reported mental-health gains where communities delay smartphones, and teachers and parents are adapting volunteering and transitions to reduce stress.